What we focus on:
Retirement income planning
If you're like many investors, being financially prepared for a comfortable retirement is an important goal. However accumulating wealth is very different than decumulating wealth to create income. Whether you're already retired or retirement is in the near future, check out our retirement income planning fact sheet to discover what you need to know to enjoy financial security during retirement. Contact us today to discuss how we can put the steps into action for you.
Security Based Lending
You are preparing financially for your future. Then life happens. Whether you need portfolio liquidity for an unexpected opportunity or expense, selling investments may compromise your other financial goals. With an RBC Credit Access Line offered by the Royal Bank of Canada, you gain access to financing while maintaining your investment strategy. Learn more about RBC Credit Access Line here.
Cash Management
As you prepare for your financial future, consider the important role that cash plays in your current and future financial life. You may be saving for a large purchase or have cash on hand to protect against unforeseen events, such as an unexpected home repair or a job loss. Cash also plays a role in your investment portfolio. Your portfolio allocation of cash and cash-like products typically changes over time-depending on your risk tolerance, investment time horizon and whether you are near retirement or already retired. Effectively managing cash is vital to meeting your financial goals.
Estate Planning Services
The only constant in tax law is change. The key to estate planning for your family is flexibility. We know that laws will continue to change and you need to be able to modify your plan based upon a new environment or changes in your personal situation. Do not put off estate planning. Bad things sometimes happen when you least expect it. Be certain your family is protected
